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WO/2002/023429 |
A system and method of providing a financial services terminal, such as an ATM, with a document driven interface. The system (100) includes a host system (110). Host system (110) includes the core architecture for providing financial ser...
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WO/2002/023339 |
A system and method of providing a financial services terminal, such as an ATM, with a document driven interface. The system and method include a set of interface documents, such as HTML documents, that define an interface for the financ...
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WO/2002/021386 |
Provided is an electronic postal money order system (100) and method comrising the purchase and fulfillment of a money order, having the steps of inputting, through a computer (42), money order identifying data, comrising at least the am...
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WO/2002/019279 |
The present invention provides a vending system (1) for selling products or services to purchasers having mobile communicators (2) enabled to a wireless internet connection (7), and comprises: - means to permit a customer to communicate ...
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WO/2002/019282 |
A system (20) and method are provided for performing a secure ATM debit transaction for a buyer making a payment to a seller over the Internet (30). The system comprises an ATM debit network (26), a seller web site, a transaction compute...
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WO/2002/019263 |
A method of procuring goods and/or services using a merchant server coupled to a computer network is disclosed. The network (100) comprises at least one smart card (120) having a memory device (122) programmed with access information cor...
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WO/2002/017254 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve to an account or a credit reserve of a money receiver, by means of a telecommunication and data network in real time, whereby the ...
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WO/2002/017257 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or a credit reserve of a money receiver, by means of a telecommunication and data network in ...
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WO/2002/017260 |
The invention relates to a method for electronically transferring an amount of money from a credit account memory of a money transmitter to an account or into a credit account memory of a money receiver, in real time, via a telecommunica...
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WO/2002/017172 |
A card issuance application device for allowing a customer to connect an Internet-integrated portable telephone so called portable telephone or a personal computer directly to a correspondent bank card center through the Internet when ne...
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WO/2002/017259 |
The invention relates to a method for transferring an amount of money electronically from a credit account memory of a money transmitter to an account or into a credit account memory of a money receiver, in real time, via a telecommunica...
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WO/2002/017258 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or credit reserve of a money receiver, by means of a mobile radio and IP network in real time...
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WO/2002/017253 |
The invention relates to a method for initiating an electronic payment transaction. A filter (FI) receives a payment request (300) and modifies it by adding a transaction identification. It sends the modified payment request (301) to a t...
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WO/2002/017256 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to an account or a credit reserve of a money receiver, by means of an intelligent network in real time, usi...
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WO/2002/017255 |
The invention relates to a method for the transmission of an electronic sum of money from a credit reserve of a money transmitter to a credit reserve of a money receiver, by means of a telecommunication and data network in real time. The...
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WO/2002/014986 |
A method for controlling access to a telecommunicable data file provided by a content provider to one or more authorised recipients; comprising the steps of: encrypting the data file, associating with the encrypted data file a toll serve...
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WO/2002/012979 |
An automated banking machine (10) is operatively controlled from a front consumer user station (12) and a rear maintenance user station (14). The machine is operative to output a consumer user interface (28) through a front display devic...
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WO/2002/013120 |
An integrated transaction management system (300) includes a communications gateway (350) for conducting communications and transactions with a plurality of financial data networks utilizing a plurality of communications protocols, a plu...
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WO/2002/011028 |
A method of transferring monetary value for unbanked customers by depositing cash, or the like, into a kiosk terminal (5). A security code is provided to the customer depositing the cash (42). The security code is forwarded by the custom...
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WO/2002/009001 |
A method and system (see Fig. 1) for performing a cash transaction with a self-service financial transaction terminal (12) makes use of computer hardware and software that allows a financial institution cardholder to authorize a recipien...
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WO/2001/097129 |
A banknote-handling system includes a plurality of banknote-handling machines (11, 12, ...); a plurality of banks (16, 17) for accounting purposes, etc; a co-ordinating central unit (10); a transport system (18, 19 ...) for transporting ...
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WO/2001/095266 |
A system and method for electronic transfer of cash or cash equivalent between a sender and a recipient includes an initiating regional office for initiating the transfer and which receives an amount of money to be electronically transfe...
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WO/2001/093131 |
An affiliated shop (4) provides information concerning a commodity to a purchaser through a network (5). The purchaser inputs the provided commodity information and personal identification data into a portable phone (1). Under a prerequi...
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WO/2001/092987 |
A system for effecting an electronic transaction. The system includes an electronic device (10) for use by a customer to initiate the electronic transaction, a host computer (26) for managing the transaction and generating a termination ...
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WO/2001/093214 |
It is a device to be used in order to avoid that third parties view the user's passwords, when using the system, and need to digitate their password in the electronic cashiers and other equipments, consisting of the password protective d...
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WO/2001/090850 |
An automated transaction machine (20) with a cross-vender software and hardware platform architecture. The machine includes a computer (22) and a plurality of transaction function devices (32) in operative connection with the computer. T...
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WO/2001/084417 |
A system that includes computer hardward, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (...
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WO/2001/084452 |
A method is provided for enabling universal remote access by a user of a chip payment application on a chip card to a remote non-payment application over a communications network. Authentication software is provided at the remote locatio...
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WO/2001/084453 |
A system that includes computer hardware, computer software, apparatus, and methodology that enables individuals, businesses, and all types of organizations (both for profit and non-profit) to capture and securely transmit check images (...
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WO/2001/082093 |
A cellular telephone (1) transmits biometrics information to a central processing unit (5). Based on the biometrics information, the central processing unit (5) authenticates the user' identification and returns the authentication to the...
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WO/2001/080120 |
An automated banking machine (10) includes sheet dispensing mechanisms (34, 36, 38, 40). Each sheet dispensing mechanism includes a picking member (72). The picking member rotates, with each rotation generally causing one sheet to be pic...
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WO/2001/078023 |
Disclosed is an Internet-based system of confirmation and payment in electronic transactions. The system includes a special, individual code, assigned to a customer and given by an agent. The customer, while placing an order on merchant'...
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WO/2001/071583 |
A system and method of facilitating electronic monetary transactions. The system having an automatic teller machine (20) and a server (14). The automatic machine (20) being constructed for debiting an account of a user (40) and/or accept...
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WO/2001/071682 |
Certain embodiments include a method and apparatus of directing profile presentations across a network of vending machines controlled by a vending system server comprised of vending system server process and a process on each of the vend...
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WO/2001/071672 |
An automatic trading device comprising a client information database where stored is client information including a client identification number (basic pension number) uniquely assigned to a client by a public organization, an account nu...
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WO/2001/071674 |
The invention concerns a security system and a silent alarm activatable by a user from an electronic bank transactions device using a magnetic card by entering at least one system activation code (SAC) into the device. The system can be ...
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WO/2001/069388 |
A method and apparatus is disclosed for approving a transaction request between an electronic transaction system and a portable electronic authorization device (PEAD) (200) carried by a user using an electronic service authorization toke...
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WO/2001/069347 |
A system (10) for debit cards using a computerized assembly at the point of sale (54) for the cards connected to a remote clearinghouse (56). The computerized assembly receives and assembles a block of information required by the card pu...
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WO/2001/067365 |
A system and method provide customized, Internet enabled informational and transactional services via an Automated Teller Machine (ATM). A myriad of services, such as real time stock quotes, e-mail forwarding, weather information, direct...
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WO/2001/065496 |
The invention concerns a prepaid anonymous bank card, coded or uncoded, comprising a local or international currency unit storage.Said card is designed for use in a machine dispensing coins and/ or banknotes.
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WO/2001/063515 |
A security card system that includes a security card (10) having an appearance like a real credit card or other bank card (24), and a security network that contains a security firm that enrolls persons in the system who have been provide...
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WO/2001/057617 |
An automated teller machine (ATM) (10) includes an input device (16) a card reader (20), a cash dispenser (24), and an output device (18). The ATM is operative to read account information from a card with the card reader and validate a u...
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WO/2001/057809 |
The invention relates to a terminal comprising a user interface and a transmitting device for wirelessly transmitting digitized voice, whereby the user interface of the terminal has a function with which a connection is established for w...
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WO/2001/054084 |
The invention relates to self service devices which can be operated by means of a mobile device, in particular for maintenance operations.
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WO/2001/052209 |
The invention relates to a device for conducting a transaction by means an entry unit, which is mounted in a shared housing, a first display and by means of a control, which is connected to the entry unit and the first display and which ...
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WO/2001/052211 |
The invention relates to a real-time cash approval system and a method for performing real-time cash approval processes to carry on a money transfer device to a seller's account when a buyer purchases a goods on a cash/debit or credit ca...
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WO/2001/050365 |
Disclosed is a goods delivery system and method using electronic commerce. When a user terminal accesses the goods delivery system via a network, the goods delivery system provides goods informat ion to the user terminal, and when the us...
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WO/2001/046922 |
The existing infrastructure of automatic teller machines and associated secure networks is used to securely authenticate people for financial transactions conducted at least in part via insecure networks such the as Internet. A person wh...
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WO/2001/043083 |
The invention relates to a device or a method for processing bank notes, in particular for separating, counting, sorting and authenticating bank notes or valuable papers. Said device can be operated in a variety of operational modes. A d...
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WO/2001/041083 |
An entry system (10) for use in entering financial data, such as magnetic ink character recognition (MICR) characters (50-98), to the electronic device (24) and operable to allow the user to input data to the electronic device (24). The ...
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