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Title:
価値保存機器として機能する1つの共通の携帯機器を使用して、異なる複数の決済システムにまたがる非接触式決済取引を容易にするシステム及び方法
Document Type and Number:
Japanese Patent JP2007537506
Kind Code:
A
Abstract:
A system for facilitating contactless payment transactions across different contactless payment systems using a common mobile device that acts as a stored value device is provided. A combination of a mobile application and a communication module allows the mobile device, which is associated with one payment system, to emulate various transmission standards and data exchange formats that are used in different payment systems in order to perform contactless payment transactions with merchants that are associated with different contactless payment systems. A service application running in a service operator computer communicates with the various contactless payment systems to facilitate the settlement of the amount owed to various payment systems by the one payment system associated with the mobile device.

Inventors:
Stipe philip
Helm, james
Leonard, Schierry
Application Number:
JP2007506823A
Publication Date:
December 20, 2007
Filing Date:
October 19, 2004
Export Citation:
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Assignee:
PAYZY CORPORATION B.V.
International Classes:
G06Q20/00; G06Q10/00; G07F7/10; G07G1/12; H04M1/725
Domestic Patent References:
JP2002334285A2002-11-22
JP2002109427A2002-04-12
JP2000222498A2000-08-11
JP2002109417A2002-04-12
JP2000123099A2000-04-28
JP2003517658A2003-05-27
JP2002024723A2002-01-25
JP2004005421A2004-01-08
JPH11272785A1999-10-08
Foreign References:
WO2000052866A22000-09-08
Attorney, Agent or Firm:
Iat International Patent Business Corporation