Title:
一時的な取引制限の決定
Document Type and Number:
Japanese Patent JP6425735
Kind Code:
B2
Abstract:
Determining a temporary transaction limit is disclosed, including: receiving a transaction request message, wherein the transaction request message includes a total transaction cost and identifying information associated with a user; determining that the total transaction cost is greater than a predetermined limit; retrieving historical transaction data associated with a plurality of users; determining a plurality of clustered classifications from the historical transaction data associated with the plurality of users; determining a clustered classification from the plurality of clustered classifications based on historical transaction data associated with the user; determining a dynamic quota corresponding to the clustered classification for the user using a predetermined mapping rule; and determining whether the transaction request message is approved based on comparing the total transaction cost to a temporary transaction limit, wherein the temporary transaction limit comprises a combination of the predetermined limit and the dynamic quota.
Inventors:
Yu Yoon
Juan Gee
Nin Gee
Juan Gee
Nin Gee
Application Number:
JP2016554257A
Publication Date:
November 21, 2018
Filing Date:
March 13, 2015
Export Citation:
Assignee:
ALIBABA GROUP HOLDING LIMITED
International Classes:
G06Q20/40
Domestic Patent References:
| JP2003132294A | ||||
| JP2002049814A | ||||
| JP2001331749A | ||||
| JP2001306829A | ||||
| JP2004213452A |
Foreign References:
| US8521542 | ||||
| US6658393 | ||||
| US20090307049 |
Attorney, Agent or Firm:
Meisei International Patent Office
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