To provide a composite textile fabric for removing moisture from the skin.

This composite fabric includes an inner, first fabric layer comprises either a polyester, polypropylene, acrylic or nylon yarn material which is naturally, or has been rendered, hydrophilic and an outer, second fabric layer incorporating either a moisture-absorbent material such as cotton or a synthetic yarn which has been rendered hydrophilic, or a combination thereof. The first and second fabric layers are formed concurrently by knitting a plaited construction. The second fabric layer, but not the first layer, is treated with an anti-microbial composition. An elastomeric yarn material may be added to both layers so that the composite fabric is stretchable.