To prevent hacking by minimizing inputs by a purchaser by enabling account settlement to be executed only by the purchaser's inputting of the reference number of a mobile terminal when purchasing goods and/or service and by using an ARS communication channel in a system of receiving an input of a settlement password from the purchaser.
An account settling method comprises a step of providing the reference number of a mobile terminal of a purchaser 10 to an account settling server 200 to request account settlement; a step of checking whether the purchaser 10 is already registered or not by the reference number of the mobile terminal; a step, if not yet registered, of receiving an input of, storing and registering purchaser registration information including a settlement password and account settlement means registration information corresponding to multiple kinds of settling means; a step of setting a main settling means out of the multiple kinds of settling means; a step of calling up the mobile terminal of the purchaser 10 to give audio guidance service and requesting an input of the settlement password over an ARS communication channel; and a step of approving the transaction by the main settling means if the inputted settlement password is found identical with the registered one.
| JP2010525461A | 2010-07-22 | |||
| JP2009176065A | 2009-08-06 | |||
| JP2003022481A | 2003-01-24 | |||
| JP2003151011A | 2003-05-23 | |||
| JP2009543493A | 2009-12-03 | |||
| JP2012009003A | 2012-01-12 | |||
| JP2009543178A | 2009-12-03 |
| WO2004010356A1 | 2004-01-29 | |||
| WO2004182361A1 |
Shoichi Okuyama
Moriaki Ogawa
Haruyuki Nishiyama
Rie Ikemoto
Mitsuji Sekiya
Arihara Koichi
Matsushima Tetsuo
Hidefumi Kawamura
Next Patent: SYSTEM AND METHOD FOR ADDRESSING ASSEMBLY ISSUES DURING DESIGN AND ASSEMBLY PLANNING OF COMPLEX SYST...