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Title:
自動車リース・ローン複合契約実行システム
Document Type and Number:
Japanese Patent JP5234677
Kind Code:
B2
Abstract:
PROBLEM TO BE SOLVED: To provide an automobile lease and loan combined contract execution system which enables a user to pay an inexpensive monthly amount and also enables a financial institution and a leasing company to quickly and efficiently perform loaning money, receiving leasing fees, and delivering a vehicle.SOLUTION: In an automobile lease and loan combined contract execution system 10, a leasing company server 20, a financial institution terminal 50, and a dealer terminal 70 are interconnected via a communication line such as Internet 12. A leasing company and a user 14 make an inexpensive lease contract, a financial institution make a loan contract with the user 14 for loaning the user 14 a total lease amount, and the user rents a vehicle by paying the leasing company the total lease amount in a lump sum with the loaned money.

Inventors:
Hajime Mitani
Application Number:
JP2011117282A
Publication Date:
July 10, 2013
Filing Date:
May 25, 2011
Export Citation:
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Assignee:
Sumitomo Mitsui Auto Service Co., Ltd.
International Classes:
G06Q20/16; G06Q20/40; G06Q40/02; G06Q40/04
Domestic Patent References:
JP200273793A
Other References:
CSP/FX LEASING-1解説書(ファイナンスリース業向け総合リースシステム) 初版,富士通株式会社,1990年11月30日,P.21-28
クレイン農業協同組合 住友三井オートサービスと提携し、本邦初のスキーム『リースとローンの複合商品』の取り扱いを開始,[online],住友三井オートサービス株式会社,2012年12月25日,[平成25年3月5日検索],インターネット,URL,http://www.smauto.co.jp/news/20121225PM1430.pdf
Attorney, Agent or Firm:
Keisuke Matsuyama
Satoshi Takaya
Tsuyoshi Makino



 
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