To provide a credit management system and a method, and computer software for constructing the cash flow of a credit portfolio matching a business plan by managing and controlling cash flow of the credit portfolio by use of information obtained through the analysis of information about lease fee credit in securitizing the lease credit at crediting.
The credit management system comprises a data input part 11, a data output part 14, a data storage part 12, an analytical operation part 13 and the like. The analytical operation part 13 includes a modeling analysis part 131 and a cash flow analysis part 132. The modeling analysis part 131 has the function of creating modeling data by analyzing lease fee credit data. The cash flow analysis part 132 has the function of calculating the cash flow of the credit portfolio formed by selecting the kind and content of the lease fee credit using the modeling data, and the function of calculating the cash flow of a modified credit portfolio formed by modifying the kind and content of the lease fee credit selected.
IKEDA YUICHI
NISHIDA MASAO
KAWADA MASAO
SHIRATORI ATSUSHI
NIO TSUKASA
HITACHI CAPITAL CORP
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