To take sliced credit management business in one location (centralization), to eliminate surplus business and its process (simplification), and to enable any person to cope with specified business without special knowledge and technology about it (standardization).
In this credit management system 1, in business transaction between the business transaction organization of the business origin and the business transaction organization of the business acquaintance, the business transaction organization is individually specified to manage the credit. The system is constituted by a credit management part 2, a staying miscalculation detecting part 3 and a credit preservation part 4. The credit management part 2 is generates credit information on the business transaction organization and outputs the same, and also obtains the payment information on the specified business transaction organization and watches the organization. The staying miscalculation detecting part 3 obtains payment delay information on the specified business transaction organization, and extracts the concerned delay information when the delay time exceeds a fixed limit. The credit preservation part 4 selects the optimum credit preservation method for the business transaction organization extracted by the staying miscalculation detecting means.
HAYASHI ATSUSHI
SASAKI MASAO
SHIMIZU ATSUSHI
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