To provide the heat-developable photosensititve material improved in coating streaks without impairing photographic performance, especially maximum density.

The heat-developable photosensitive material is obtained by forming at least one photosensitive layer containing at least one kind of photosensitive silver halide and nonphotosensitive organic silver salts and a reducing agent for silver ions on one side of a support and a binder and at least one nonphotosensitive surface protective layer on the photosensitive layer. At least two kinds of color toning agents having no carboxylic group and at least one kind of dicarboxylic acid are contained on the same side of the surface of the support.