PURPOSE: To exactly recognize the balance of a card without issuing a replenishing card by a card user.

CONSTITUTION: This information recorder 1 has a settlement of accounts processing part 2 performing a control that settlement of accounts amount is deducted from the value amount of a prepaid card and the amount is recorded in the information recording area of the rear surface of the card, a variable recording/reading part 3 for information recording/reading, thermosensitive recording part 4 as a printing means for recognizing the use actual record and recognizing the balance, etc., by a user and a punch hole punching part 5 performing the permanent display such as the start of a use and the standard of the balance, etc., by punching a punch hole. When the balance of the prepaid card is more than the printing limit amount, only a punch hole is punched in the prepaid card at a point of time when a value becomes below a partition value. When the balance of the prepaid card is less than the printing limit amount, the balance is printed in the information area of the prepaid card.