To improve deposit service for the old, young and weak by providing a compartment for money savings, input means for depositing money, output means for drawing out money from apparatus, difference amount determining means for determining savings amount, and transfer means of difference amount information to a remote place.

A savings management apparatus 10 of a pig shape has a money inlet slot 12 and a money outlet slot 14, and can be connected with both a main tube and Internet through a lead wire 16 and a plug 18. The pig's eves 20 are provided with light emitting diodes, and when money 22 is inserted into the slot 12 in the savings management apparatus 10, a sound synthesizer emits pleasure or merry sound of pig s grunt. When money is removed from the savings management apparatus 10 through the slot 14, the sound synthesizer emits a sound of cry or the like. Thereby, the combination of the audible signal and the visual signal can impress a child that saving is a good thing. A means to maintain the residual amount of coins can be provided.