To provide credit risk analyzing system/method for globally analyzing a credit risk from an individual and smaller enterprises to large enterprises, facilitating analysis by a user and coping with the credit risks peculiar to individual countries and individual industries.

The credit risk analyzing system/method are provided with an information processor 1 outputting a default risk to finance data from a client 4 by using the same credit risk index based on the risk analysis models of the individuals, the smaller enterprises and the large enterprises of respective countries, which are generated by statistically analyzing information on the credit risks of the respective countries.