To suitably calculate insurance amount for minimum death guarantee when a life insurance is incidental to a securities investment trust.
In this minimum death guaranteed group insurance system, an investment principal of the securities investment trust bought by an insured person as a beneficiary of the securities investment trust from an investment trust selling company (a contractor) is considered to participate in a minimum death guaranteed group insurance product with the consent of the insured person. An insurance company dealing in the minimum death guaranteed group insurance commodity realizes the minimum death guarantee by ensuring falling below par of the investment principal of the securities investment trust with the amount of insurance amount at death.
Masaaki Miyata
Toshio Sawada
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