To improve a function to provide information on damage risk of a customer for supporting sales.
A basic information obtaining part 22 obtains the information of a customer as a base for calculating damage risk as risk calculation base information. A risk calculating part 24 calculates the damage risks for each of plural kinds of damages form the risk calculation base information. A necessary insurance premium obtaining part 30 calculates a necessary insurance premium as a measure for covering each king of damage. An already contacted insurance premium calculating part 32 calculates the already contracted insurance premium of the customer of insurance merchandise corresponding to each kind of damage. An achievement level calculating part 34 calculates the achievement level of a necessary insurance premium by using the already contracted insurance premium. An information providing part 36 provides the calculated damage risks of plural kinds of damages and the other information to an agency terminal 50.
MATSUZAKI TETSUYA
IWAMAE TAKAYOSHI