Title:
BANK RISK DATA PROCESSING METHOD AND APPARATUS, COMPUTER DEVICE AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/076040
Kind Code:
A1
Abstract:
Disclosed is a bank risk data processing method, comprising: respectively acquiring risk assessment data corresponding to each bank branch mechanism identifier; creating statistics on the risk assessment data corresponding to each bank branch mechanism identifier so as to obtain an audit score and an influence factor value of an audit score influence factor corresponding to each bank branch mechanism identifier; according to the audit score and the influence factor value, training to obtain an audit score model; extracting an influence coefficient of the audit score influence factor from the audit score model; and according to the influence coefficient, the audit score and the influence factor value, determining a risk assessment level corresponding to each bank branch mechanism identifier.
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Inventors:
ZHU YONGJUN (CN)
WU KEHONG (CN)
LI HAILIN (CN)
WU KEHONG (CN)
LI HAILIN (CN)
Application Number:
PCT/CN2018/086264
Publication Date:
April 25, 2019
Filing Date:
May 10, 2018
Export Citation:
Assignee:
PING AN TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q40/02; G06Q10/06
Foreign References:
| CN107862599A | 2018-03-30 | |||
| CN106157132A | 2016-11-23 | |||
| CN101493913A | 2009-07-29 | |||
| CN105550927A | 2016-05-04 | |||
| CN102117469A | 2011-07-06 | |||
| CN102081781A | 2011-06-01 | |||
| CN104992234A | 2015-10-21 | |||
| US20060100957A1 | 2006-05-11 |
Attorney, Agent or Firm:
ADVANCE CHINA IP LAW OFFICE (CN)
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