Title:
CARD APPARATUS AND CASHLESS TRANSACTION SYSTEM
Document Type and Number:
WIPO Patent Application WO1996023283
Kind Code:
A3
Abstract:
The present invention provides a card apparatus for executing financial transactions, comprising: processor means for executing authorization routines and certain financial transactions, at least including prepaid transactions off-line, and loading transactions on line directly or indirectly with an issuer computer of an issuer company which issues said card apparatus; and memory means for storing data into said card apparatus, at least including a first purse memory part for storing a purse value of a fixed amount as agreed upon between the issuer computer and the user of said card apparatus, and a second authorization memory part for storing an encoded authorization number for authorizing a load onto said card when the user has entered his/her personal authorization number.
Inventors:
PHILLIMORE RICHARD
Application Number:
PCT/EP1996/000325
Publication Date:
October 03, 1996
Filing Date:
January 19, 1996
Export Citation:
Assignee:
EUROPAY INT SA (BE)
International Classes:
G07F7/08; G07F7/10; G07F19/00; (IPC1-7): G07F7/10; G07F19/00
Domestic Patent References:
| WO1991013411A1 | 1991-09-05 | |||
| WO1994019777A1 | 1994-09-01 | |||
| WO1991016691A1 | 1991-10-31 |
Foreign References:
| DE4333388A1 | 1995-04-06 | |||
| CH681573A5 | 1993-04-15 |
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