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Title:
CREDIT BUSINESS ASSISTANCE METHOD AND CREDIT BUSINESS ASSISTANCE SYSTEM
Document Type and Number:
WIPO Patent Application WO/2022/107191
Kind Code:
A1
Abstract:
The present invention provides a credit business assistance device 100 that delivers, on the basis of a business program stored in advance and related to a financial product desired by a client, an interface corresponding to a contract procedure for the financial product to a client terminal 200 provided in a store, acquires respective input values, by the client, regarding attributes of the client and content of a desired contract for the financial product and outputs the acquired input values to a device 205, receives a predetermined confirmation or correction operation performed on the input values by a person in charge at a financial institution, and supplies the confirmed or corrected input values to a learning model 125 that treats the attributes of the client and events related to the content of the desired contract for the financial product desired by the client as explanatory variables and treats a credit result related to the client as an objective variable, thereby acquires the credit result related to the client, and outputs the credit result to the client terminal 200.

Inventors:
NAKAZAWA DAISABUROH (JP)
SHIBATA KENICHI (JP)
MINOBE MAYUKO (JP)
SEGAWA SHINJI (JP)
Application Number:
PCT/JP2020/042758
Publication Date:
May 27, 2022
Filing Date:
November 17, 2020
Export Citation:
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Assignee:
HITACHI LTD (JP)
International Classes:
G06Q40/02
Foreign References:
JP2020003869A2020-01-09
JP2002049755A2002-02-15
JP2017182284A2017-10-05
US10467675B12019-11-05
Attorney, Agent or Firm:
ISSHIKI & CO. (JP)
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