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Title:
DEPTH PAYMENT SPLITTING METHOD AND SYSTEM FOR USE IN DYNAMIC NETWORK BALANCING
Document Type and Number:
WIPO Patent Application WO/2018/188568
Kind Code:
A1
Abstract:
A depth payment splitting method and system for use in dynamic network balancing, said method comprising: determining a node by which funds flow in as a main node, summarizing the relationship of a dynamic flow of funds within a certain time window which uses said main node as an overall payment source, and generating a payment network under a preset payment depth according to a summarized relationship of a flow of funds between the main node and each level of nodes (S1); by using the inflow and outflow of funds of each node being balanced as a condition, establishing a direct connection between nodes at intervals and performing adjacent node pruning processing on a flow of funds which has a multi-level link or a duplicate link within the payment network so as to shorten a payment path between the main node and a subsequent level of nodes (S2); generating a new payment network according to the relationship of a new flow of funds between the main node and each level of nodes (S3); performing payment splitting from the main node to the subsequent level of nodes according to a path of a flow of funds in the new payment network (S4). Said method increases efficiency in the payment of funds, reduces the transferring links for the flow of funds, and lowers costs during the payment process.

Inventors:
CHEN, Yu (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
WANG, Ning (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
CHEN, Peng (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
XIONG, Wei (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
LU, Shuai (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
Application Number:
CN2018/082429
Publication Date:
October 18, 2018
Filing Date:
April 10, 2018
Export Citation:
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Assignee:
HANGZHOU PINGPONG INTELLIGENT TECHNICAL CO., LTD (3rd Floor, Building 2JiangLing Road 567, Xixing Street, Binjiang Distric, Hangzhou Zhejiang 1, 310051, CN)
International Classes:
G06Q20/10
Attorney, Agent or Firm:
UNITALEN ATTORNEYS AT LAW (7th Floor, Scitech PlaceNo.22, Jian Guo Men Wai Ave., Chao Yang District, Beijing 4, 100004, CN)
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