Title:
ELECTRONIC CASH OFFLINE PAYMENT METHOD AND SYSTEM
Document Type and Number:
WIPO Patent Application WO/2018/006700
Kind Code:
A1
Abstract:
An electronic cash offline payment method and system, the method comprising: an electronic cash application performing authentication of a payment terminal (10); determining whether the available monetary amount in an account corresponding to the electronic cash application is a balance of a preset amount or whether the preset amount must be restored (12), the preset amount being an available amount preset for the account for a period of time, the period of time being a consumption period; upon determining that the preset amount must be restored, resetting the available monetary amount in the account (14); upon determining that the available monetary amount in the account is a balance of the preset amount, or after resetting the available monetary amount in the account, executing the rest of the payment process (16); after successful payment, recording the present payment by the present account number, to facilitate generation of a payment record for the account number (18).
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Inventors:
CHEN CHENGQIAN (CN)
ZHOU YU (CN)
GUO WEI (CN)
ZHOU YU (CN)
GUO WEI (CN)
Application Number:
PCT/CN2017/088579
Publication Date:
January 11, 2018
Filing Date:
June 16, 2017
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06Q20/20; G06Q20/40
Foreign References:
CN106204012A | 2016-12-07 | |||
CN102393938A | 2012-03-28 | |||
CN101923754A | 2010-12-22 | |||
CN105631657A | 2016-06-01 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK)LTD. (CN)
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