Title:
AN ELECTRONIC-RECEIPTS SERVICE
Document Type and Number:
WIPO Patent Application WO/2000/075834
Kind Code:
A2
Abstract:
Apparatus and methods for a web-based transaction data storage and retrieval offering for merchants and customers, providing; retailers the operational cost savings of electronic signature capture with minimal integration of such signatures into their legacy systems. Transaction data including signatures are securely transmitted from the merchant to the remote, transaction-record repository. An internet browser then accesses an electronic-records-service web-site that provides a straightforward, user-friendly interface (for searching transaction-record data) for recreating receipts as proof of a transaction. When a transaction record (a receipt, for example) is required, the customer, the merchant's employees or designated financial agents of the customer or the merchant (banks or payment processors, for example) can access the electronics-records service through an internet using a web browser. These records can be viewed, downloaded or printed; or faxed or e-mailed to the desired recipient.
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Inventors:
ALLAN SCOTT T
MILES JEFFERY
STOUT J GREG
VALLIANI AZIZ
RAFII ABBAS
KAREEMI NAZIM
MILES JEFFERY
STOUT J GREG
VALLIANI AZIZ
RAFII ABBAS
KAREEMI NAZIM
Application Number:
PCT/US2000/015368
Publication Date:
December 14, 2000
Filing Date:
June 02, 2000
Export Citation:
Assignee:
RECEIPTCITY COM INC (US)
International Classes:
G06F9/44; G06Q20/00; G06Q30/00; G07C9/00; G07F19/00; G07G1/12; G07G1/14; G07G5/00; (IPC1-7): G06F17/60; G07F19/00
Domestic Patent References:
| WO1999022327A1 | 1999-05-06 | |||
| WO1998050876A1 | 1998-11-12 |
Foreign References:
| EP0969430A1 | 2000-01-05 | |||
| US5144115A | 1992-09-01 | |||
| US5915022A | 1999-06-22 | |||
| US5864825A | 1999-01-26 | |||
| US5739512A | 1998-04-14 | |||
| EP0793186A2 | 1997-09-03 | |||
| US5590038A | 1996-12-31 |
Other References:
SIEGFRIED HERDA: "NON-REPUDIATION: CONSTITUTING EVIDENCE AND PROOF IN DIGITAL COOPERATION" COMPUTER STANDARDS AND INTERFACES,CH,ELSEVIER SEQUOIA. LAUSANNE, vol. 17, no. 1, 1995, pages 69-79, XP000611337 ISSN: 0920-5489
PATENT ABSTRACTS OF JAPAN vol. 1999, no. 01, 29 January 1999 (1999-01-29) & JP 10 275191 A (HITACHI LTD), 13 October 1998 (1998-10-13) -& US 6 049 787 A (TAKAHASHI ET.AL.) 11 April 2000 (2000-04-11)
PATENT ABSTRACTS OF JAPAN vol. 1999, no. 01, 29 January 1999 (1999-01-29) & JP 10 275191 A (HITACHI LTD), 13 October 1998 (1998-10-13) -& US 6 049 787 A (TAKAHASHI ET.AL.) 11 April 2000 (2000-04-11)
Attorney, Agent or Firm:
Kaufman, Michael A. (CA, US)
Download PDF:
Claims:
WHAT IS CLAIMED IS:
| 1. | A method for storing and retrieving electronic records, said method comprising: creating a transaction by buying a good or service; forwarding an electronic record with details of said transaction to an electronicrecord repository; retrieving a copy of said electronic record from said electronic record repository over an internet. |
| 2. | The method of claim 1 wherein said step of creating comprises creating a transaction by buying from a physically extant merchant. |
| 3. | The method of claim 2 wherein said step of forwarding comprises forwarding said electronic record to an electronicrecord repository containing an electronic record with details of a transaction created at business other than said merchant. |
| 4. | The method of claim 1 wherein said step of creating comprises creating a transaction by buying from a virtual business. |
| 5. | The method of claim 4,21 wherein said step of forwarding comprises forwarding said electronic record to an electronicrecord repository containing an electronic record with details of a transaction created at business other than said merchant. |
| 6. | The method of claim 1 wherein said step of forwarding comprises forwarding to an electronicrecord repository an electronic record with details of said transaction, said details including one of date, time, amount, merchant identification, merchant's store identification, merchant's store cashregister identification, merchant's cashier identification, payment type, payment card number. paymentcard expiration date, line items, lineitem prices, transaction total, transaction keys, transaction type and electronic signature. |
| 7. | The method of claim 1 wherein said step of forwarding comprises forwarding an electronic record to an electronicrecord repository at the time of the transaction. |
| 8. | The method of claim 1 wherein said step of forwarding comprises holding said electronic record and then forwarding said electronic record to an electronicrecord repository at a predetermined time following said transaction. |
| 9. | The method of claim 1, wherein said step of retrieving comprises retrieving a copy of said electronic record from said electronic record repository over an internet using internetenabled software. |
| 10. | The method of claim 9, wherein said step of retrieving comprises retrieving a copy of said electronic record from said electronic record repository over an internet using a web browser. |
| 11. | The method of claim 9, wherein said step of retrieving comprises retrieving a copy of said electronic record from a web site using a web browser. |
| 12. | The method of claim 9, wherein said step of retrieving comprises using a web browser to log onto a website hosting said electronicrecord repository; and retrieving a copy of said electronic record from said web site using a web browser. |
| 13. | The method of claim 1, wherein before said step of retrieving, the following step is performed: searching for said electronic record on said electronicrecord repository over an internet. |
| 14. | The method of claim 1, wherein said step of creating comprises buying from a merchant and wherein said step of retrieving is performed on behalf of said merchant. |
| 15. | The method of claim 1, wherein said step of creating comprises buying from a physically extant merchant and wherein said step of retrieving is performed on behalf of said merchant. |
| 16. | The method of claim 1, wherein said step of creating comprises buying from a virtual business and wherein said step of retrieving is performed on behalf of said merchant. |
| 17. | The method of claim 1, wherein said step of creating comprises selling to a buyer and wherein said step of retrieving is performed on behalf of said buyer. |
| 18. | The method of claim 1, wherein said step of creating comprises selling to a buyer at a physically extant merchant and wherein said step of retrieving is performed on behalf of said buyer. |
| 19. | The method of claim 1, wherein said step of creating comprises selling to a buyer at a virtual business and wherein said step of retrieving is performed on behalf of said buyer. |
| 20. | The method of claim 1, wherein said step of retrieving is performed on behalf of a third party to said transaction. |
| 21. | The method of claim 1, wherein said step of retrieving comprises one of downloading, printing, faxing and emailing a copy of said electronic record. |
| 22. | The method of claim 1, further comprising the step of then using said electronic record as proof of said transaction. |
| 23. | The method of claim 22 wherein said step of using comprises then using said electronic record as proof of said transaction in order to dispute an alternative record of said transaction. |
| 24. | The method of claim 22 wherein said step of using comprises then using said electronic record as proof of said transaction in order to return said good. |
| 25. | The method of claim 22 wherein said step of using comprises then using said electronic record as proof of said transaction in order to exchange said good. |
| 26. | The method of claim 22 wherein said step of using comprises then using said electronic record to file a warrant claim with respect to said good. |
| 27. | The method of claim 1, further comprising the step of viewing said electronic record. |
| 28. | The method of claim 1 wherein said step of retrieving comprises offering a discount as an afterpurchase promotion, optionally dependent on the credit card used for said transaction, the date of said transaction or the date of said retrieval. |
| 29. | A method for storing and retrieving electronic records, said method comprising: creating a transaction by buying a good or service from a physically extant merchant; forwarding an electronic record with details of said transaction, said details including one of date, time, amount, merchant identification, merchant's store identification, merchant's store cashregister identification, merchant's cashier identification, payment type, payment card number. paymentcard expiration date, line items, lineitem prices, transaction total, transaction keys, transaction type and electronic signature to an electronicrecord repository containing an electronic record with details of a transaction created at business other than said merchant; using a web browser to log onto a web site hosting said electronicrecord repository; then searching for said electronic record on said electronic record repository over an internet; using a web browser to retrieve a copy of said electronic record from said website on behalf of one of the following: said buyer, said merchant or a third party to said transaction and performing one of downloading, printing, faxing and emailing a copy of said electronic record; and then using said electronic record as proof of said transaction in order to dispute an alternative record of said transaction or return or exchange said good. |
Description:
INTERNATIONAL SEARCH FMORT Interr ial Application No PCT/US 00/15368 C. (Continuation) DOCUMENTS CONSIDERED TO BE RELEVANT Category Citation of document, with indication, where appropriate, of the relevant passages Relevant to claim No. X US 5 144 115 A (YOSHIDA YASUHISA) 1,13,22, 1 September 1992 (1992-09-01) 29 the whole document A PATENT ABSTRACTS OF JAPAN 1,29 vol. 1999, no. 01, 29 January 1999 (1999-01-29) &JP 10 275191 A (HITACHI LTD), 13 October 1998 (1998-10-13) abstract P, A-& US 6 049 787 A (TAKAHASHI ET. AL.) 1,29 11 April 2000 (2000-04-11) the whole document P, A US 5 915 022 A (ROBINSON RODNEY AARON ET 1-29 AL) 22 June 1999 (1999-06-22) abstract; claims; figures A US 5 864 825 A (KOBAYASHI ATUSHI ET AL) 1,2, 26 January 1999 (1999-01-26) 6-16,22, 29 abstract; figures 1-16 A US 5 739 512 A (TOGNAZZINI BRUCE) 1,7,21, 14 April 1998 (1998-04-14) 29 the whole document A EP 0 793 186 A (HITACHI LTD) 1-29 3 September 1997 (1997-09-03) the whole document A WO 97 49050 A (BERGER DAVID A; VERIFONE INC (US)) 24 December 1997 (1997-12-24) A US 5 590 038 A (PITRODA SATYAN G) 31 December 1996 (1996-12-31) 2 INTERNATIONAL SEARCH REPORT Intern ial Application No ... ormation on patent family members PCT/US00/15368 Patent document Publicatio cited in search report date member (s) date EP 0969430 A 05-01-2000 CN 1248028 A 22-03-2000 JP 2000036000 A 02-02-2000 US 5144115 A 01-09-1992 JP 3223958 A 02-10-1991 KR 9311100 B 24-11-1993 JP 10275191 A 13-10-1998 US 6049787 A 11-04-2000 US 5915022 A 22-06-1999 NONE US 5864825 A 26-01-1999 JP 8279078 A 22-10-1996 CN 1136188 A 20-11-1996 GB 2346232 A, B 02-08-2000 GB 2299691 A, B 09-10-1996 US 5739512 A 14-04-1998 NONE EP 0793186 A 03-09-1997 JP 9237298 A 09-09-1997 CA 2198523 A 29-08-1997 CN 1160249 A 24-09-1997 US 6032857 A 07-03-2000 WO 9749050 A 24-12-1997 US 6026379 A 15-02-2000 US 5983208 A 09-11-1999 AU 3640597 A 07-01-1998 EP 0935785 A 18-08-1999 US 5590038 A 31-12-1996 CA 2194015 A 28-12-1995 EP 0766852 A 09-04-1997 JP 10502193 T 24-02-1998 WO 9535546 A 28-12-1995 US 5884271 A 16-03-1999