Title:
ELECTRONIC TRANSACTION MONITORING METHOD AND SYSTEM
Document Type and Number:
WIPO Patent Application WO/2016/177291
Kind Code:
A1
Abstract:
Provided is an electronic transaction monitoring method. The method comprises: providing a monitoring module and a root of trust provided by a third-party server in a user terminal, and an electronic cash service application module also being provided in the user terminal; during the process of the user terminal performing an electronic transaction via a related electronic device of a merchant, the monitoring module acquiring transaction data for monitoring; the monitoring module calling the root of trust, and encrypting the transaction data for monitoring; based on the transaction data for monitoring, the monitoring module monitoring a data variation corresponding to the transaction data for monitoring in the electronic cash service application module; and if the data variation corresponding to the transaction data for monitoring is different from the transaction data for monitoring in the electronic cash service application module, reminding a user of an abnormal transaction. Also provided is an electronic transaction monitoring system. By means of the technical solution of the present invention, the security of an electronic transaction can be improved.
Inventors:
YAN XIANGXIANG (CN)
ZHOU YU (CN)
ZHOU YU (CN)
Application Number:
PCT/CN2016/080116
Publication Date:
November 10, 2016
Filing Date:
April 25, 2016
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06Q20/38; G06Q20/02; G06Q20/20
Foreign References:
| CN101661654A | 2010-03-03 | |||
| CN103049851A | 2013-04-17 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK) LTD. (CN)
中国专利代理(香港)有限公司 (CN)
中国专利代理(香港)有限公司 (CN)
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