INTERNET PAYMENT SYSTEM

WIPO Patent Application WO2000075749

A3

The present invention is a system and method for providing electronic commerce without providing a consumer's (102) credit card data over the Internet, or any other public network. Consumers (102) have a fear of providing their credit card data over the Internet. The present invention allows a consumer to make a purchase with their credit card without providing their credit card data over the Internet. The present invention provides consumers (102) with a surrogate card number to make Internet purchases and the consumer (102) personally authorizes their purchases while they are on-line. The consumer's actual credit card data is never transmitted over the Internet. The on-line affirmation of each purchase through the third party entity that provides the service described by this invention leads to a reduction of fraud.

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FLOYD DENNIS R (US)
HEATON TIMOTHY L (US)
ANDERSON BRIAN S (US)
ANDERSON STANLEY W (US)

PCT/US2000/015827

February 01, 2001

June 08, 2000

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INTELISHIELD COM INC (US)
FLOYD DENNIS R (US)
HEATON TIMOTHY L (US)
ANDERSON BRIAN S (US)
ANDERSON STANLEY W (US)

G06Q20/00; G06Q30/00; (IPC1-7): G06F17/60

US6023682A	2000-02-08
US5903721A	1999-05-11
US5727163A	1998-03-10
US5890137A	1999-03-30
US5825881A	1998-10-20
US5903652A	1999-05-11
US5757917A	1998-05-26

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