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Patent Searching and Data


Title:
INTERNET OF THINGS CIRCULAR INTELLIGENT FINANCIAL SERVICE SYSTEM AND METHOD
Document Type and Number:
WIPO Patent Application WO/2017/096701
Kind Code:
A1
Abstract:
An Internet of Things circular intelligent financial service system and method. The Internet of Things circular intelligent financial service system comprises: a client registration module which receives registration information of a purchaser, generates an electronic agreement after determining that the registration information is correct by means of reviewing, and transmits a membership registration success notification to the purchaser; a self-service financing registration module which receives a membership account code and a corresponding activation password of the purchaser, binds an identification certificate to the membership account code, and activates a self-service financing account of the purchaser; a database which stores related information of the membership account and the self-service financing account of the purchaser; a monitoring module which receives commodity settlement information transmitted by an EPC system; a financing reviewing modules which reviews whether commodity settlement information data is correct and implements a successful financing review after receiving receipt confirmation information from the purchaser; and a self-service financing module which performs financing for the purchaser, such that the purchaser pays accounts payable to a particular provider. By means of the system and the method, accurate industrial chain information can be learned and a loop industrial chain ecological economic system can be established, thereby effectively managing and controlling financial risks.

Inventors:
CHEN SHAOLIN (CN)
CHEN JUEYU (CN)
Application Number:
PCT/CN2016/072429
Publication Date:
June 15, 2017
Filing Date:
January 28, 2016
Export Citation:
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Assignee:
SHANGHAI XINLIAN COMMERCE AND TRADE DEV CO LTD (CN)
International Classes:
G06Q40/02
Foreign References:
CN102332139A2012-01-25
CN101477666A2009-07-08
CN102663646A2012-09-12
CN102024241A2011-04-20
Attorney, Agent or Firm:
J.Z.M.C.PATENT AND TRADEMARK LAW OFFICE (CN)
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