INVESTMENT-INCORPORATED PURCHASE METHOD AND SYSTEM

WIPO Patent Application WO/2018/098894

A1

An investment-incorporated purchase method, comprising: a consumer logging in to an online system and selecting and purchasing a product displayed by a seller; dividing a profit of the product purchased by the consumer into two portions, one being allocated to the seller and the other temporarily retained by the system; the system providing multiple investment scheme options to the consumer; when the consumer chooses an investment scheme, the system investing the retained portion of the profit; and when a term of the investment expires, dividing an income of the investment to return a portion of the income to the consumer and the rest to the system. In this way, the present invention enables the system to retain a portion of a payment made by a consumer for a product and invest the same, and returns an income from the investment to the consumer, thus creating an opportunity to generate an income from a purchase payment, and accordingly attracting more consumers.

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WO/2003/098516	A METHOD FOR HEDGING ONE OR MORE LIABILITIES ASSOCIATED WITH A DEFERRED COMPENSATION PLAN

ZHAO XIN (CN)

PCT/CN2017/071028

June 07, 2018

January 13, 2017

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ZHAO XIN (CN)

G06Q40/06

CN104636953A	2015-05-20
CN101493917A	2009-07-29
CN103325050A	2013-09-25
CN1128878A	1996-08-14
CN104851029A	2015-08-19

FU ZHOU GULOU JING HUA PATENT AGENCY (GP.) (CN)

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