Title:
LEARNING SYSTEM, LEARNING METHOD, APPROPRIATE INTEREST RATE PREDICTION SYSTEM, APPROPRIATE INTEREST RATE PREDICTION METHOD, RECORDING MEDIUM, AND LOAN MATCHING SYSTEM
Document Type and Number:
WIPO Patent Application WO/2021/124438
Kind Code:
A1
Abstract:
According to the present invention, a learning device is provided with a proposed interest rate acquisition means, a loan result acquisition means, and a learning means. The proposed interest rate acquisition means acquires interest rates on a loan application that were proposed by a plurality of lenders. The loan result acquisition means acquires the interest rate on the loan application at the time when the loan was established. Then, the learning means learns an appropriate interest rate prediction model with proposed interest rate as an explanatory variable and the interest rate at the time of loan establishment as a response variable.
Inventors:
AJIRO YASUHIRO (JP)
Application Number:
PCT/JP2019/049353
Publication Date:
June 24, 2021
Filing Date:
December 17, 2019
Export Citation:
Assignee:
NEC CORP (JP)
International Classes:
G06Q40/02
Foreign References:
| JP2002049756A | 2002-02-15 | |||
| KR101324985B1 | 2013-11-04 | |||
| JP2017116977A | 2017-06-29 |
Attorney, Agent or Firm:
NAKAMURA, Toshinobu et al. (JP)
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