Title:
LOAN APPLICATION REVIEW METHOD, DEVICE AND EQUIPMENT, AND COMPUTER-READABLE STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/114134
Kind Code:
A1
Abstract:
Provided in the embodiments of the present application are a loan application review method, device and equipment, and a computer-readable storage medium, the method comprising: receiving instruction information for a loan application; generating a loan application page according to the instruction information, the application page comprising application information items of the loan application; receiving in real time application information filled into the application information items by a user; determining required information items in the loan application according to the application information, and prompting the user to fill in the required information items; acquiring required information filled into the required information items by the user; detecting whether the required information items are all filled in with the required information; if yes, detecting whether the application information and the required information are valid; and if valid, accepting the loan application. According to the present application, required information is determined dynamically for different situations according to application information, truly necessary information may be obtained in different situations, and the validity of data is reviewed preliminarily at the application stage of the user, so that a preliminary review procedure at a later stage is omitted.
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Inventors:
LONG JUEGANG (CN)
SUN CHENG (CN)
YE JUNFENG (CN)
LAI YUNHUI (CN)
LUO XIANXIAN (CN)
SUN CHENG (CN)
YE JUNFENG (CN)
LAI YUNHUI (CN)
LUO XIANXIAN (CN)
Application Number:
PCT/CN2018/077147
Publication Date:
June 20, 2019
Filing Date:
February 24, 2018
Export Citation:
Assignee:
PING AN TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q40/02
Foreign References:
| CN104463671A | 2015-03-25 | |||
| CN105512863A | 2016-04-20 | |||
| CN106126221A | 2016-11-16 | |||
| CN107392451A | 2017-11-24 | |||
| US20120254017A1 | 2012-10-04 | |||
| US20140164267A1 | 2014-06-12 |
Attorney, Agent or Firm:
SHENZHEN TALENT PATENT SERVICE (CN)
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