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Patent Searching and Data


Title:
METHOD FOR COLLECTING STATISTICS ABOUT DATA OF CREDIT CARD BALANCE MONITORING TECHNOLOGY, AND SMART PROMPTING SYSTEM
Document Type and Number:
WIPO Patent Application WO/2017/128370
Kind Code:
A1
Abstract:
A method for collecting statistics about data of a credit card balance monitoring technology, and a smart prompting system, relating to the field of intelligent finance services. The method comprises: recording credit card balance information set by a user and the current credit card balance information (S101); reading the credit card balance information set by the user and the current credit card balance information (S102); determining whether the current credit card balance is less than the balance set by the user (S103); if not, determining that the balance is enough and not sending information for prompting the user to transfer money (S104); and if yes, sending the information for prompting the user to transfer money and sending technology usage data to a data acquisition end preset by the manufacturer (S105). The method ensures not only that the user has enough balance for purchasing, but also that the extra money can be used for investment to make extra earnings, thereby maximizing the earnings. Moreover, by means of timely feedback after the use of the technology, the method also facilitates timely and effective acquisition of usage information of the related technology by the manufacturer.

Inventors:
GUO ZIMING (CN)
Application Number:
PCT/CN2016/072937
Publication Date:
August 03, 2017
Filing Date:
January 30, 2016
Export Citation:
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Assignee:
GUO ZIMING (CN)
International Classes:
G07F19/00
Foreign References:
US20050125317A12005-06-09
CN101996442A2011-03-30
CN101222247A2008-07-16
CN101334914A2008-12-31
CN101369359A2009-02-18
CN101256694A2008-09-03
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