Title:
METHOD FOR DETECTING FALSE CARD RISK AND TRANSACTION PROCESSING SYSTEM FOR IMPLEMENTING SAME
Document Type and Number:
WIPO Patent Application WO/2015/101166
Kind Code:
A1
Abstract:
A method for detecting false card risk comprises the following steps: a receiving step (S201), a transaction processing system receiving from a transaction terminal the data associated with the transaction which a financial IC card requests to process; an abnormity judgment step (S202), the transaction processing system judging whether the transaction processed under the request is abnormal according to the data; a false card risk determination step (S204), the transaction processing system determining that the false card risk exists on the financial IC card if the financial IC card abnormal number is greater than a first threshold or the frequency of the transaction which the financial IC card requests to process is greater than a second threshold. The method can find false card risk timely and improve the probability and efficiency of the identification of a false card. A transaction processing system is also disclosed.
Inventors:
ZHONG GUOYE (CN)
WU JINTAN (CN)
WU JINTAN (CN)
Application Number:
PCT/CN2014/093830
Publication Date:
July 09, 2015
Filing Date:
December 15, 2014
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G07F7/12; G06Q20/34
Foreign References:
| CN103440706A | 2013-12-11 | |||
| CN101488249A | 2009-07-22 | |||
| CN101882233A | 2010-11-10 | |||
| CN103021082A | 2013-04-03 | |||
| JP2006039729A | 2006-02-09 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK) LTD. (CN)
中国专利代理(香港)有限公司 (CN)
中国专利代理(香港)有限公司 (CN)
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