Title:
METHOD AND DEVICE FOR REAL-TIME DETECTION OF TRANSACTION RISK
Document Type and Number:
WIPO Patent Application WO/2019/015499
Kind Code:
A1
Abstract:
The present invention relates to online payment techniques, and more particularly to a method for real-time detection of a transaction risk during an online transaction process, a server and client implementing the method, and a computer readable storage medium comprising a computer program implementing the method. A method for real-time detection of a transaction risk according to an aspect of the present invention, comprises the following steps: on the basis of historical transactions associated with a single account, establishing a historical transaction model corresponding to the single account; and providing a client with the historical transaction model, so that the client determines the risk of a current transaction for the single account.
More Like This:
| WO/2020/160061 | TAP CARD TO SECURELY GENERATE CARD DATA TO COPY TO CLIPBOARD |
| WO/2019/237779 | PAYMENT PROCESSING METHOD AND APPARATUS, AND SERVER |
| WO/2024/081917 | DIVISIBLE NON-FUNGIBLE TOKEN AND ITS APPLICATIONS |
Inventors:
LI XURUI (CN)
QIU XUETAO (CN)
ZHAO JINTAO (CN)
HU YI (CN)
QIU XUETAO (CN)
ZHAO JINTAO (CN)
HU YI (CN)
Application Number:
PCT/CN2018/094883
Publication Date:
January 24, 2019
Filing Date:
July 06, 2018
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06Q20/38
Foreign References:
| CN105809502A | 2016-07-27 | |||
| CN106251214A | 2016-12-21 | |||
| US20110112869A1 | 2011-05-12 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK) LTD. (CN)
Download PDF: