Title:
METHOD OF REMITTING/RECEIVING PAYMENTS USING MESSENGER SERVER
Document Type and Number:
WIPO Patent Application WO/2017/078446
Kind Code:
A1
Abstract:
The present invention relates to a method of remitting/receiving payments using a messenger server, which enables a messenger server to be accessed even without the involvement of a card VAN/PG company, enables a payment remitter to specify in advance the times that payments of funds are to be executed, and enables payments to be made according to payment receiving information on a payment recipient, from payment remittance information desired by the payment remitter. According to an embodiment of the present invention, provided is a messenger server characterized by comprising: a transmitting/receiving unit for receiving payment request information including a payment requestor, payment receiving information on a payment recipient, and specific information on a subject from whom to collect payment, and transmits the received payment request information to a terminal of a payment remitter who matches the specific information on the subject from whom to collect payment; an extracting unit for extracting payment receiving information on the payment recipient set to match a payment remittance reserved time input from the payment remitter's terminal or the payment request time that is the closest following the payment remittance reserved time; and a payment remittance processing unit for receiving, through the transmitting/receiving unit, payment remittance information on at least one payment remitter which includes a desired payment remittance reserved time for executing a payment remittance according to the payment receiving information on the payment recipient extracted by the extracting unit, generating payment request information including payment remittance information on at least one payment remitter who has designated an execution order for executing payments according to the payment receiving information on the payment recipient, and transmits the generated payment request information to a financial company or a communication company.
Inventors:
KIM ZAE YOUNG (KR)
Application Number:
PCT/KR2016/012627
Publication Date:
May 11, 2017
Filing Date:
November 04, 2016
Export Citation:
Assignee:
KIM ZAE YOUNG (KR)
International Classes:
G06Q40/02; G06Q10/02; G06Q50/30; H04L9/32; H04W12/06
Foreign References:
| KR20110136301A | 2011-12-21 | |||
| KR20060126850A | 2006-12-11 | |||
| KR20140095148A | 2014-08-01 | |||
| JP4887562B2 | 2012-02-29 | |||
| KR20100110418A | 2010-10-13 |
Attorney, Agent or Firm:
AIP PATENT & LAW FIRM (KR)
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