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Patent Searching and Data


Title:
METHOD AND SYSTEM FOR AUTOMATICALLY RECHARGING IC CARD
Document Type and Number:
WIPO Patent Application WO/2018/041090
Kind Code:
A1
Abstract:
The present invention relates to the field of IC card payment, and provides a method and system for automatically recharging an IC card. The method comprises: setting an automatic recharge associated account of an IC card, and storing associated information in a background clearing system of the IC card, the IC card having an overdraft function, and the automatic recharge associated account referring to a payment account in which an IC card user allows the background clearing system of the IC card to automatically settle overdraft consumption of the IC card; the IC card communicating with a card-reading consumption terminal to complete IC card payment; automatically pre-charging the IC card according to a set pre-charge amount when the balance in the IC card is less than a preset recharge threshold; and the background clearing system of the IC card completing automatic settlement in the automatic recharge associated account according to the number of times the IC card is automatically pre-charged and the set pre-charge amount. The method for automatically recharging an IC card provided by the present invention can greatly enhance a cardholder's IC card recharge and payment experience, and better comply with the current development trend of micropayment.

Inventors:
LIN, Lifeng (GAO Rui, 7F Qiming International Mansion West, No.101, Wangjing Lize Middle Park, Chaoyang District, Beijing 2, 100102, CN)
ZHANG, Nan (GAO Rui, 7F Qiming International Mansion West, No.101, Wangjing Lize Middle Park, Chaoyang District, Beijing 2, 100102, CN)
Application Number:
CN2017/099422
Publication Date:
March 08, 2018
Filing Date:
August 29, 2017
Export Citation:
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Assignee:
BEIJING WATCHDATA CO., LTD. (GAO Rui, 7F Qiming International Mansion West, No.101, Wangjing Lize Middle Park, Chaoyang District, Beijing 2, 100102, CN)
International Classes:
G06Q20/34; G07F19/00
Attorney, Agent or Firm:
BEIJING TIANYUE GIP LAW FIRM (TIAN, MingRoom 715-716, Tianchuang Building,No.8 Caihefang Road, Haidian District, Beijing 0, 100080, CN)
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