METHOD AND SYSTEM FOR CONDUCTING SECURE ELECTRONIC COMMERCE TRANSACTIONS WITH AUTHORIZATION REQUEST DATA LOOP-BACK

Title:

METHOD AND SYSTEM FOR CONDUCTING SECURE ELECTRONIC COMMERCE TRANSACTIONS WITH AUTHORIZATION REQUEST DATA LOOP-BACK

Document Type and Number:

WIPO Patent Application WO2002005232

Kind Code:

A3

Abstract:

In accordance with the present invention, when an appropriate transaction message is received by a payment gateway, instead of requesting an authorization of the transaction through the payment network, the payment gateway may perform authentication functions and send transaction data back to the message originator. In this way, the payment gateway may be used for authentication functions while the message originator may use its existing payment system protocols to conduct authorization functions.

Inventors:

ORFEI SEPHEN W
RUTHERFORD BRUCE J
KRANZLEY ARTHUR D
WANKMUELLER JOHN

Application Number:

PCT/US2001/041325

Publication Date:

January 23, 2003

Filing Date:

July 10, 2001

Export Citation:

Click for automatic bibliography generation Help

Assignee:

MASTERCARD INTERNATIONAL INC (US)

International Classes:

G06Q20/00; (IPC1-7): G07F19/00; H04L29/06

Foreign References:

US5724424A	1998-03-03
US5889863A	1999-03-30
US5657390A	1997-08-12

Other References: