Title:
METHOD AND SYSTEM FOR ENCRYPTING TRANSFER THAT THE TRANSFER CODE ADDING THE USER-DEFINED ARITHMETIC EQUAL TO THE BANK PASSWORD
Document Type and Number:
WIPO Patent Application WO/2008/037116
Kind Code:
A1
Abstract:
A method and system for user securely payment using the bank card by telecommunicating
manner, includes: transferring method and system for encrypting the bank password
using the user-defined arithmetic, the user can change the encrypted bank password
of the user-defined arithmetic to create the transferring code at any time, and
send it to DNA system (1) using his handset (3), and DNA system (1) decrypts the
bank password, then transfers the decrypted bank password to the bank computer
center (2), in order to implement the bank card (4) payment on the POS machine (5),
and/or Internet shopping payment using the networking device (6) through the
shopping sites (7), since the user-defined arithmetic is determined by user-self
and modified at any time, therefore the created transferring code is very reliable,
it would not be used even if pilfered, the user may not beget the loss, DNA system
of the present invention unlocks the user bank account in advance, and sets the
payment upper limit every time, so as to insure the security for various payment.
Inventors:
WONG KAMFU (CN)
Application Number:
PCT/CN2006/002538
Publication Date:
April 03, 2008
Filing Date:
September 27, 2006
Export Citation:
Assignee:
WONG KAMFU (CN)
International Classes:
G07F19/00
Domestic Patent References:
| WO2005112402A2 | 2005-11-24 | |||
| WO2002041271A1 | 2002-05-23 |
Foreign References:
| CN1564207A | 2005-01-12 | |||
| CN1672180A | 2005-09-21 | |||
| CN1804889A | 2006-07-19 | |||
| EP1341136A2 | 2003-09-03 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (H.K.) LTD. (Great Eagle Centre23 Harbour Road,Wanchai, Hong Kong, CN)
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