| WO/2008/049017 | AUTHENTICATION INTERWORKING |
| JP2009112057 | PAGING METHOD AND APPARATUS |
| WO/2007/065848 | METHOD FOR ACCESSING A MOBILE TERMINAL, AND MOBILE TERMINAL TO BE USED IN A MULTICELL WIRELESS NETWORK |
BHAT, Ravi (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
DAS, Abhijit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
KANSAL, Anant (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
RATH, Manjit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SINGH, Saurabh (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
VYAS, Tushar (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SANGA, Sanchit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 5, 56007, IN)
SAHMEY, Prabhvir (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
BOLIN, Bolin (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SRINIVAS, CVL (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SHIVAPRASANTH, Shivprasanth (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SHARMA, Aparna (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
GURUCHARAN, BM (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
DWIVEDI, Rajendra (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
MOHAMMAD, Mohammad (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
MINDA, Vikas (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,,Electronic City, Bangalore 0, 56010, IN)
BHAT, Ravi (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
DAS, Abhijit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
KANSAL, Anant (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
RATH, Manjit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SINGH, Saurabh (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
VYAS, Tushar (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SANGA, Sanchit (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 5, 56007, IN)
SAHMEY, Prabhvir (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
BOLIN, Bolin (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SRINIVAS, CVL (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SHIVAPRASANTH, Shivprasanth (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
SHARMA, Aparna (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
GURUCHARAN, BM (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
DWIVEDI, Rajendra (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
MOHAMMAD, Mohammad (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,Electronic City, Bangalore 0, 56010, IN)
MINDA, Vikas (IndusEdge Innovations, Orchid Techscape no 76 &77Cyber Park, 6th floor,,Electronic City, Bangalore 0, 56010, IN)
| I /WE CLAIM :
1. A method to enable secure and smooth transactions using mobile communication devices, the method comprising the steps of: opening the application with enabling means; browsing the catalogue through the menu of the application; selecting the desired transaction; providing a payment mechanism for the desired transaction; connecting the system using short range wireless network and retrieving the required information; receiving authorization code thorough an interactive e- mail or GPRS; using the authorisation code in the application; authorizing the payment transaction; confirming the completion of the transaction.
2. The method as claimed in claim 1, wherein the step of receiving authorization code further comprises the step of receiving authorization code through telecom network such as a voice call and/or SMS.
3. The method as claimed in claim 1, wherein the step of receiving authorization code further comprises the step of receiving authorization code through short range wireless network.
4. The method as claimed in claim 1, further comprising the step of connecting to the system IVRs and retrieving relevant information .
5. The method as claimed in claim 1, further comprising the step of smooth transactions to purchase VAS data for mobile device without using the telecommunication server for download.
6. The method substantially as hereinbefore described with reference to and/or as shown in the accompanying drawings. |
METHOD TO ENABLE SECURE AND SMOOTH TRANSACTIONS USING MOBILE
COMMUNICATION DEVICES
This invention is a divisional out of the original Patent Application No .2516/CHE/2007 dated November 4, 2007.
Field of the Invention
The present invention relates to the methods to enable secure and smooth transactions using mobile communication devices. More particularly, the present invention relates to the methods to use short range communication network as one of the channels as a communication mode for carrying out transactions on the interface of mobile communication device.
Background of the invention
In today's environment, the definition of things has broaden up. Numerous methods have been proposed to enable a smooth business transaction. Say for example these days if we wish to transfer money to a friend's account, then we first,., enter the account details online. We then receive an authorisation code over SMS; we are then supposed to enter this code online. Thus completes verification happens first and then the user is allowed to complete the transaction. All this is done to ensure that the transaction is secure, to minimise fraud and to prevent un-authorised / illegal usage of our accounts.
Any new channel of communication that further enables this goal of creating secure transactions is always a welcome. Therefore there is a need system and methods that help achieve create a channel through which people can transact efficiently and securely. Thus the instant invention intends to provide a method to use short range communication network as one of the
channels as a communication mode for carrying out transactions on the interface of mobile communication device.
Further limitations and disadvantages of conventional and traditional approaches will become apparent to one skilled in the art, through comparison of such systems with some aspects of the present invention. The novel and inventive features believed characteristics of the invention are set forth in the appended claims. The invention itself, however, as well as preferred modes of use, further objects and advantages thereof, will be best understood by reference to the following detailed description of illustrative embodiments when read in conjunction with the accompanying drawings.
Summary of the invention :
Methods to enable secure and smooth transactions using mobile communication devices are provided. More particularly, the present invention relates to methods to use short range communication network as one of the channels as a communication mode for carrying out transactions on the interface of mobile communication device.
Briefly, the invention relates to a method to enable secure and smooth transactions using mobile communication devices, the method comprising the steps of opening the application, browsing the catalogue, selecting the desired transaction, providing a payment mechanism for the desired transaction, connecting the system using short range wireless network and retrieving the required information, receiving authorization code thorough an interactive e-mail or GPRS, using the authorisation code in the application, authorizing the payment transaction, confirming the completion of the transaction.
In preferred aspects of the present invention the authorisation code is received through an interactive e-mail or GPRS, and/or through a telecommunication network by means of a voice call or SMS and/or through short range wireless network such as Blue tooth or the like.
The object of the instant invention is to create methods that enable secure and smooth transactions .
Yet another object of the instant invention is to create methods that enable secure and smooth transactions using a mobile device.
Yet another object of the instant invention is to create methods that enable secure and smooth transactions to purchase VAS data.
Yet another object of the instant invention is to create methods that enable secure and smooth transactions to purchase VAS data for mobile device without using the telecommunication server for download.
Brief description of accompanying Drawings
Non-limiting and non-exhaustive features of the present invention together with its objects and advantages are described with reference to the accompanying drawings, like reference numerals refer to like elements throughout the various figures unless otherwise specified and wherein:
FIG. 1 illustrates a block diagram of the method to enable secure and smooth transactions using mobile communication devices according to a preferred embodiment of the present invention .
FIG. 2 illustrates a block diagram of the method to enable secure and smooth transactions using mobile communication devices according to a second embodiment of the present invention.
FIG. 3 illustrates a block diagram of the method to enable secure and smooth transactions using mobile communication devices according to a third embodiment of the present invention .
Detailed description of the Invention
Methods to enable secure and smooth transactions using mobile communication devices are provided.
In the following description for purposes of explanation, specific details are set forth in order to provide a thorough understanding of the present invention. It will be evident, however, to one skilled in the art that the present invention may be practiced without these specific details. In other instances, well known methods, procedures, components and circuits have not been described in detail so as not to obscure the present invention.
The present invention now will be described more fully hereinafter with reference to the accompanying drawings, which form a part hereof, and which show, by way of illustration, specific exemplary preferred embodiments by which the invention may be practiced. This invention may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the invention to those skilled in the art. The following detailed
description is, therefore, not to be taken in a limiting sense .
The present invention also involves web-enabled mobile devices that may include a browser application which may be configured to receive and to send web pages, web-based messages, and the like. The browser application may be configured to receive and display graphics, text, multimedia, and the like, employing virtually any web based language, including a wireless application protocol messages (WAP), and the like. In one embodiment, the browser application is enabled to employ Handheld Device Markup Language (HDML) , Wireless Markup Language (WML) , WMLScript, JavaScript, Standard Generalized Markup Language (SMGL), Hyper Text Markup Language (HTML), extensible Markup Language (XML) , and the like, to display and send a message.
Mobile devices also may include at least one other client application that is configured to receive content from another computing (client) device. The client application may include a capability to provide and receive textual content, graphical content, audio content, and the like. The client application may further provide information that identifies itself, including a type, capability, name, and the like.
Referring to FIG. 1, there is provided a method to enable secure and smooth transactions using mobile communication devices, the method comprising the steps of opening the application 6601, browsing 6602 the catalogue, selecting 6603 the desired transaction, providing 6604 a payment mechanism for the desired transaction, connecting 6605 the system using short range wireless network and retrieving the required information, receiving authorization 6606 code thorough an
interactive e-mail or GPRS, using the authorisation 6607 code in the application, authorizing 6608 the payment transaction, confirming the completion 6609 of the transaction.
In another aspect of the present invention FIG. 2 illustrates a method to enable secure and smooth transactions using mobile communication devices, the method comprising the ' steps of opening 6701 the application, browsing 6702 the catalogue, selecting 6703 the desired transaction, providing 6704 a payment mechanism for the desired transaction, connecting 6705 the system using short range wireless network and retrieving the required information, receiving 6706 authorization code via a telecom network interactive by means of a voice call and/or SMS, using the authorisation code 6707 in the application, authorizing 6708 the payment transaction, confirming 6709 the completion of the transaction.
In yet another aspect of the present invention FIG. 3 illustrates a method to enable secure and smooth transactions using mobile communication devices, the method comprising the steps of opening 6801 the application, browsing 6802 the catalogue, selecting 6803 the desired transaction, providing 6804 a payment mechanism for the desired transaction, connecting 6805 the system using short range wireless network and retrieving the required information, receiving 6806 authorization code thorough short range wireless network such as Bluetooth or the like, using 6807 the authorisation code in the application, authorizing 6808 the payment transaction, confirming6809 the completion of the transaction.
The present invention can be more explicitly described by way of illustration whereby for example a user intends to download a VAS such as a ringtone bearing a cost of Rs. 10. The user promptly sends a request for such download using short range
wireless network such as Bluetooth or the like. The user afterwards intimated with a unique code through SMS asking him to enter the code to carry out the transaction. The user is further intimated and authorised for the transaction through SMS whereby the amount for the request is deducted against his mobile number. Such deduction and the billing thereof reflected in the next billing cycle against the user's mobile number. Once the user enters the unique code so generated, the user is authorised and prompted to complete the transaction. Thus the present method has a plurality of use for the transaction of the similar nature.
Although, the invention has been described with reference to specific examples, it would be appreciated by those skilled in the art that the invention may be embodied in many forms without departing from the broader spirit and scope of the invention as set forth in the invention. Preferred embodiments of this invention have been described herein, including the best mode known to the inventor for carrying out the invention. Variations of those preferred embodiments may become apparent to those of ordinary skill in the art upon reading the foregoing description.
Accordingly, this invention includes all modifications and equivalents of the subject matter recited in the claims appended hereto as permitted by applicable law. Moreover, any combination of the above-described elements in all possible variations thereof is encompassed by the invention unless otherwise indicated herein or otherwise clearly contradicted by context. Accordingly, the specification and drawings are to be regarded in an illustrative rather than a restrictive sense without departing from the spirit and scope of the invention, the invention resides in the claims hereinafter appended.