Title:
METHODS AND SYSTEMS FOR TRANSFERRING ELECTRONIC MONEY
Document Type and Number:
WIPO Patent Application WO/2015/025282
Kind Code:
A3
Abstract:
Methods and systems for transferring electronic money from a first mobile device of a first user to a receiver are provided. The method performed on the first mobile device includes the steps of: receiving, from the first user, an input representing an amount of electronic money to be transferred from a first electronic purse holding electronic money and associated with the first mobile device; generating, by means of a secure element associated with the first mobile device, an encrypted token representing the amount of electronic money to be transferred, the encrypted token including a unique identifier of the first electronic purse; decrementing an available balance in the first electronic purse by the amount of electronic money to be transferred; and transmitting the encrypted token to the receiver.
Inventors:
O'REGAN ALAN JOSEPH (ZA)
HUXHAM HORATIO NELSON (ZA)
MOSS TARA ANNE (ZA)
VAN WYK HOUGH ARIE (ZA)
HUXHAM HORATIO NELSON (ZA)
MOSS TARA ANNE (ZA)
VAN WYK HOUGH ARIE (ZA)
Application Number:
PCT/IB2014/063988
Publication Date:
August 06, 2015
Filing Date:
August 20, 2014
Export Citation:
Assignee:
VISA INT SERVICE ASS (US)
International Classes:
G06Q20/32; G06Q20/10
Domestic Patent References:
| WO2012150491A1 | 2012-11-08 |
Foreign References:
| US20120330846A1 | 2012-12-27 | |||
| US20090094134A1 | 2009-04-09 | |||
| US20100235284A1 | 2010-09-16 | |||
| US20100133337A1 | 2010-06-03 |
Other References:
See also references of EP 3036696A4
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