Title:
MOBILE PAYMENT METHOD AND DEVICE BASED ON HCE AND MOBILE TERMINAL
Document Type and Number:
WIPO Patent Application WO/2017/012176
Kind Code:
A1
Abstract:
Proposed are a mobile payment method based on HCE, a mobile payment device based on HCE and a mobile terminal, wherein the mobile payment method based on HCE comprises: establishing a communication connection between the mobile terminal and a current accounting terminal and reminding a user of inputting payment verification information; encrypting the received payment verification information and sending the information to a credible region of the mobile terminal; and identifying the encrypted payment verification information through a secret key verification system in the credible region so as to determine whether mobile payment is carried out or not according to a verification result. In the solution, a secret key system of a mobile payment solution based on the HCE is stored in the credible region of the mobile terminal and the secret key system of the credible region is called to confirm the payment verification information when the payment proceeds, so that the secret key system can be effectively prevented from tracking and tampering and a safe and reliable payment environment is provided; and meanwhile, the mobile payment based on the HCE can also be normally realized under an off-line condition, thereby improving user experience.
Inventors:
ZHOU WENRONG (CN)
Application Number:
PCT/CN2015/088477
Publication Date:
January 26, 2017
Filing Date:
August 30, 2015
Export Citation:
Assignee:
YULONG COMPUTER TELECOMMUNICATION SCIENTIFIC SHENZHEN CO LTD (CN)
International Classes:
H04W4/14; G06Q20/00
Foreign References:
| CN102057386A | 2011-05-11 | |||
| CN104166914A | 2014-11-26 | |||
| CN103544599A | 2014-01-29 | |||
| KR20140112785A | 2014-09-24 | |||
| US20140025581A1 | 2014-01-23 |
Attorney, Agent or Firm:
YOULINK INTELLECTUAL PROPERTY LAW FIRM (CN)
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