Title:
PAYMENT INFORMATION PROCESSING METHOD, APPARATUS AND DEVICE, AND COMPUTER-READABLE STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2020/238289
Kind Code:
A1
Abstract:
Disclosed are a payment information processing method, apparatus and device, and a computer-readable storage medium. The payment information processing method comprises: in response to an acquiring request sent by a mobile acquiring device, acquiring an environment image collected by the mobile acquiring device; where the mobile acquiring device acquires payment card information, determining a payment environment confidence degree of the mobile acquiring device according to the environment image; and determining a payment information processing result according to the payment environment confidence degree. According to the embodiments of the present application, a payment information processing result related to a transaction risk can be determined by using an environment image collected by a mobile acquiring device, so that when a merchant initiates a transaction using the mobile acquiring device, the security of a payment card account of a card holder is improved.
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Inventors:
HE SHUO (CN)
PENG CHENG (CN)
GUO WEI (CN)
YU WENHAI (CN)
ZHANG LIMIN (CN)
QIAN JIN (CN)
PENG CHENG (CN)
GUO WEI (CN)
YU WENHAI (CN)
ZHANG LIMIN (CN)
QIAN JIN (CN)
Application Number:
PCT/CN2020/075697
Publication Date:
December 03, 2020
Filing Date:
February 18, 2020
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06Q20/34
Foreign References:
| CN104574052A | 2015-04-29 | |||
| CN104574052A | 2015-04-29 | |||
| CN107688940A | 2018-02-13 | |||
| CN106973032A | 2017-07-21 | |||
| CN110210854A | 2019-09-06 | |||
| CN103295341A | 2013-09-11 | |||
| CN105765613A | 2016-07-13 | |||
| CN102687165A | 2012-09-19 |
Other References:
See also references of EP 3846105A4
Attorney, Agent or Firm:
BEIJING EAST IP LTD. (CN)
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