Title:
REAL TIME VERIFICATION OF TRANSFERS OF FUNDS
Document Type and Number:
WIPO Patent Application WO/2017/165759
Kind Code:
A3
Abstract:
Systems and methods, including a method including receiving a first request to verify a first requested transfer of funds from a first account to a first merchant prior to the first merchant receiving an acceptance of the first requested transfer of funds; identifying a first instance of an application program installed on a first mobile wireless device as being associated with the first account; causing, in response to receiving the first request, a first notification of the first requested transfer of funds to be presented on the first mobile wireless device via the first instance of the application program; determining that the first requested transfer of funds is not approved by a user of the account based on a first message received from the first instance of the application program or a failure to receive a message from the first instance of the application program within a predetermined period of time.
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Inventors:
SMOTHERS DEAN (US)
SMOTHERS DANE (US)
SMOTHERS DANE (US)
Application Number:
PCT/US2017/024004
Publication Date:
April 18, 2019
Filing Date:
March 24, 2017
Export Citation:
Assignee:
VURIFY GROUP LLC (US)
International Classes:
G06Q20/12; G06Q20/20; G06Q20/32; G06Q20/40
Foreign References:
| US20130332358A1 | 2013-12-12 | |||
| US20040139004A1 | 2004-07-15 | |||
| US20130036055A1 | 2013-02-07 | |||
| US20100057616A1 | 2010-03-04 | |||
| US20030233334A1 | 2003-12-18 |
Attorney, Agent or Firm:
SHELTON, Eric, M. (US)
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