Title:
RESOURCE TRANSFER METHOD BASED ON SECURITY AUTHENTICATION
Document Type and Number:
WIPO Patent Application WO/2016/058508
Kind Code:
A1
Abstract:
A resource transfer method based on security authentication comprises the following steps: a resource transfer receiving party sending a resource transfer request to a server of a resource transferring party; the server of the resource transferring party requesting an identity verification server to verify the validity of the resource transfer request; if a verification result is "valid", the resource transferring party entrusting a third party to deliver a physical resource to be transferred to a proxy receiving party, and at the same time, delivering encrypted resource transfer information into a resource management terminal that belongs to the proxy receiving party; the resource management terminal verifying the correctness of a delivery address based on the encrypted resource transfer information; and the proxy receiving party verifying the identity of the resource transfer receiving party, and allowing the resource transfer receiving party to take the physical resource only after the identity verification is passed. The resource transfer method can avoid potential security risks.
Inventors:
YAN XIANGXIANG (CN)
ZHOU YU (CN)
ZHOU YU (CN)
Application Number:
PCT/CN2015/091760
Publication Date:
April 21, 2016
Filing Date:
October 12, 2015
Export Citation:
Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G06F21/34
Foreign References:
| CN103516687A | 2014-01-15 | |||
| CN103150638A | 2013-06-12 | |||
| CN103854180A | 2014-06-11 | |||
| CN102195943A | 2011-09-21 | |||
| US20040139319A1 | 2004-07-15 |
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK) LTD. (CN)
中国专利代理(香港)有限公司 (CN)
中国专利代理(香港)有限公司 (CN)
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