Title:
SALARY PREPAYMENT SYSTEM
Document Type and Number:
WIPO Patent Application WO/2020/179569
Kind Code:
A1
Abstract:
[Problem] To increase the value of a business as a place to work, by facilitating cashless payments for salaried employees and eliminating psychological pressure. [Solution] An employer company pays a deposit into a prepayment account 6, and an employee presents a provided salary prepayment card C at a store. A prepayment ID and a usage request amount are transmitted from a store terminal 9 to a usage approval server 2, and if an amount obtained by adding a total used amount of prepaid money to the usage request amount is equal to or less than a prepayment set amount in a prepayment information file 54, the usage approval server 2 transmits a usage approval to the store terminal 9, and records the usage request amount in an actual usage information file 551. An aggregating server 3 records the total used amount of the prepaid money in an aggregating period in an aggregation file 32, to be subtracted from salary to be paid on a salary payment day.
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Inventors:
TSUBOI KEN (JP)
Application Number:
PCT/JP2020/007655
Publication Date:
September 10, 2020
Filing Date:
February 26, 2020
Export Citation:
Assignee:
TSUBOI KEN (JP)
International Classes:
G06Q20/22; G06Q40/00
Domestic Patent References:
WO2018220986A1 | 2018-12-06 |
Foreign References:
JP2016177803A | 2016-10-06 |
Other References:
SANAE URAKAMI: "Fukuoka City Proposed "Special Salary Advance Zone" —— “Next Month Payment, I Want to Change Cash Society” Local FinTech Company", 27 July 2018 (2018-07-27), pages 1 - 9, XP055737057, Retrieved from the Internet [retrieved on 20200521]
Attorney, Agent or Firm:
HOTATE Koichi (JP)
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