Title:
SETTLEMENT METHOD AND APPARATUS BASED ON DIGITAL CURRENCY WALLET SYSTEM, AND WALLET SYSTEM
Document Type and Number:
WIPO Patent Application WO/2024/027533
Kind Code:
A1
Abstract:
The present disclosure relates to the technical field of computers. Disclosed are a settlement method and apparatus based on a digital currency wallet system, and a wallet system. The specific embodiment of the method comprises: opening an umbrella-top wallet and one or more umbrella-bottom wallets corresponding to the umbrella-top wallet; receiving collected digital currency by using the umbrella-top wallet, and allocating the collected digital currency to the umbrella-bottom wallets; and settling funds to umbrella-bottom main bodies in response to settlement requests.
Inventors:
MU ZHANGCHUN (CN)
LV YUAN (CN)
ZHANG ZHAN (CN)
ZHANG MINGMING (CN)
WANG HUAN (CN)
WU YUE (CN)
LV YUAN (CN)
ZHANG ZHAN (CN)
ZHANG MINGMING (CN)
WANG HUAN (CN)
WU YUE (CN)
Application Number:
PCT/CN2023/109210
Publication Date:
February 08, 2024
Filing Date:
July 26, 2023
Export Citation:
Assignee:
DIGITAL CURRENCY INST THE PEOPLES BANK OF CHINA (CN)
SHENZHEN FINANCIAL TECH INSTITUTE FINANCIAL TECH INSTITUTE PBC (CN)
SHENZHEN FINANCIAL TECH INSTITUTE FINANCIAL TECH INSTITUTE PBC (CN)
International Classes:
G06Q20/36
Foreign References:
| CN110443607A | 2019-11-12 | |||
| CN112184240A | 2021-01-05 | |||
| CN113723960A | 2021-11-30 |
Other References:
SHI, FANGYUAN: "The Impact of DCEP Sub-Wallet on the Funds Settlement of Platform Economy", NEW FINANCE, vol. 7, 31 July 2022 (2022-07-31), pages 49 - 56, XP009552332, ISSN: 1006-1770
Attorney, Agent or Firm:
CHINA SINDA INTELLECTUAL PROPERTY LTD. (CN)
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