SETTLEMENT SYSTEM, USER TERMINAL AND METHOD EXECUTED THEREIN, SETTLEMENT DEVICE AND METHOD EXECUTED THEREIN, AND PROGRAM

Title:

SETTLEMENT SYSTEM, USER TERMINAL AND METHOD EXECUTED THEREIN, SETTLEMENT DEVICE AND METHOD EXECUTED THEREIN, AND PROGRAM

Document Type and Number:

WIPO Patent Application WO/2017/104288

Kind Code:

A1

Abstract:

The purpose of the present invention is to provide a higher-security settlement system which replaces a settlement system that uses a credit card. A settlement system comprises a user terminal, a settlement device, and a settlement terminal. First, in the settlement system, a user ID, a password, and amount information specifying an amount of money are inputted (S912), and transmitted to the settlement device (S913). The settlement device performs a credit assessment (S922), and if credit is possible, generates temporary permission information (S923), and transmits the temporary permission information to the user terminal (S924). The user terminal generates a one-time password (S915). The one-time password is inputted to the settlement terminal (S931). If the one-time password transmitted from the settlement terminal to the settlement device is the same as a one-time password generated by the settlement device (S926), the settlement device allows a user's payment (S927).

Inventors:

NAKAMURA TAKATOSHI (JP)

Application Number:

PCT/JP2016/082871

Publication Date:

June 22, 2017

Filing Date:

November 04, 2016

Export Citation:

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Assignee:

NTI INC (JP)

International Classes:

G06Q20/40; G06F21/31; G06Q20/24

Foreign References:

JP2010061318A	2010-03-18
JP2012048694A	2012-03-08
JP2015152952A	2015-08-24
JP2001209616A	2001-08-03
JP2008102914A	2008-05-01
JP2005313438A	2005-11-10
JP2001331731A	2001-11-30
JP2002041472A	2002-02-08
US20030028439A1	2003-02-06

Other References: