Title:
THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT
Document Type and Number:
WIPO Patent Application WO/2010/032215
Kind Code:
A4
Abstract:
The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is equipped with a removable memory card (3), in which there are at least two physically separate secure elements (2) located. The mobile communication device (1) is connected to the POS terminal (6) through a contactless transmission channel (5) and at least one secure element (2) on the removable memory card (3) contains a payment card unit (9). The removable memory card (3) contains a NFC communication element (7). The system can also encompass a separate carrier (13) for PIN entering. The carrier (13) is energetically supplied from the field of the received electromagnetic field. During the payment's authorization, the managing unit (4) in the mobile communication device (1) activates a corresponding secure element (2) with the chosen payment card unit (9) on the removable memory card (3). The mobile communication device (1) communicates with the POS terminal (6) through contactless transmission channel (5).
Inventors:
FLOREK MIROSLAV (SK)
MASARYK MICHAL (SK)
MASARYK MICHAL (SK)
Application Number:
PCT/IB2009/054097
Publication Date:
May 20, 2010
Filing Date:
September 18, 2009
Export Citation:
Assignee:
LOGOMOTION SRO (SK)
FLOREK MIROSLAV (SK)
MASARYK MICHAL (SK)
FLOREK MIROSLAV (SK)
MASARYK MICHAL (SK)
International Classes:
G06Q20/00
Attorney, Agent or Firm:
PORUBČAN, Róbert (Ivanka pri Dunaji, SK)
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