Title:
SYSTEM AND METHOD FOR CONVERTING POINTS LINKED WITH PURCHASES USING CARD TRANSACTIONS INTO ANNUITIES
Document Type and Number:
WIPO Patent Application WO/2010/090309
Kind Code:
A1
Abstract:
Disclosed are a system and a method for accumulating, as funds for individual annuities for each customer, points acquired as a result of goods purchased at participating stores by customers who have concluded contracts to make payments by credit card. A system management computer (1) can communicate with terminals (4) of participating stores and comprises a contract holder information database that stores attributes of contract holders, a participating store information database that stores attributes of the participating stores and participating store point reduction rates, and an annuity-conversion point information database that stores information pertaining to funds for individual saved annuities. The computer also comprises a means for receiving purchase information that includes the IDs of the contract holder who purchased the goods and of the participating store along with the purchase price from a terminal (4) of a participating store, a means for calculating the participating store points by multiplying the purchase price with the point reduction rate for said participating store, and a means for adding said calculated participating store points to the annuity-conversion point total that is stored in the annuity-conversion point information database associated with the ID of said contract holder and updating the annuity-converted point total.
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Inventors:
DEGUCHI Hikaru (Matsuokashibuya Bldg. 3F, 1-17-8 Shibuya, Shibuya-k, Tokyo 02, 〒1500002, JP)
出口 光 (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
出口 光 (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
Application Number:
JP2010/051782
Publication Date:
August 12, 2010
Filing Date:
February 08, 2010
Export Citation:
Assignee:
MEKIKI CO., LTD. (Matsuokashibuya Bldg. 3F, 1-17-8 Shibuya, Shibuya-k, Tokyo 02, 〒1500002, JP)
株式会社メキキ (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
MEKIKI CREATES CO., LTD. (Matsuokashibuya Bldg. 3F, 1-17-8 Shibuya, Shibuya-k, Tokyo 02, 〒1500002, JP)
メキキ・クリエイツ株式会社 (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
株式会社メキキ (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
MEKIKI CREATES CO., LTD. (Matsuokashibuya Bldg. 3F, 1-17-8 Shibuya, Shibuya-k, Tokyo 02, 〒1500002, JP)
メキキ・クリエイツ株式会社 (〒02 東京都渋谷区渋谷１－１７－８ 松岡渋谷ビル３Ｆ Tokyo, 〒1500002, JP)
International Classes:
G06Q30/00; G06Q40/00; G07G1/12; G07G1/14
Attorney, Agent or Firm:
KASUKAWA Toshio (Matsuokashibuya Bldg. 3F, 1-17-8 Shibuya, Shibuya-k, Tokyo 02, 〒1500002, JP)
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