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Title:
A SYSTEM AND METHOD FOR FACILITATING PAYMENT TO A PARTY NOT HAVING AN ACCOUNT WITH A FINANCIAL INSTITUTION
Document Type and Number:
WIPO Patent Application WO2005076765
Kind Code:
A3
Abstract:
A system for facilitating payment to a party not having an account with a financial institution (18), including: a payments facilitator (14); and at least one account (20) established by the payments facilitator with at least one financial institution. When a payer (16) sends a communication message (22) to the payments facilitator to make a payment to the party (12), the payments facilitator allocates one of the at least one accounts to the party and links the allocated account with a unique identifier assigned to the party. Payment is thereafter made by the payer to the allocated account. Preferably, the payment is an electronic payment. In a further arrangement of the invention there is a system for facilitating transfer of load between dealers (102) and/or customers (104) of a telecommunications carrier (106) that can include the system already described.

Inventors:
MARTINEZ-MIRANDA EDUARDO (PH)
ENRIQUEZ EUGENE L (PH)
MENDIOLA DENNIS (PH)
PERALTA MA ROSARIO D (PH)
Application Number:
PCT/SG2004/000099
Publication Date:
February 02, 2006
Filing Date:
April 19, 2004
Export Citation:
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Assignee:
PAYSETTER PTE LTD (SG)
MARTINEZ-MIRANDA EDUARDO (PH)
ENRIQUEZ EUGENE L (PH)
MENDIOLA DENNIS (PH)
PERALTA MA ROSARIO D (PH)
International Classes:
G06Q30/00; (IPC1-7): G06F17/60; G07F19/00; G07F7/10
Domestic Patent References:
WO2002019225A12002-03-07
WO2002009045A22002-01-31
Foreign References:
GB2372615A2002-08-28
US20030233321A12003-12-18
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