SYSTEMS AND METHODS FOR OPERATING LOYALTY PROGRAMS

Title:

SYSTEMS AND METHODS FOR OPERATING LOYALTY PROGRAMS

Document Type and Number:

WIPO Patent Application WO2003071389

Kind Code:

A3

Abstract:

A loyalty system that may be integrated with a financial infrastructure is provided. Such a financial infrastructure may accommodate transactions involving participants in the loyalty program as well as transactions that do not involve participants in the loyalty program. When a transaction is initiated by a customer at a merchant, regardless of who are the parties to the transaction, it is intercepted by a loyalty switch (212), which determines (216) whether the customer and merchant are participants in the loyalty program. The switch transmits the transaction instruction to the financial infrastructure so that authorization (220) may be received. If it is determined that the customer and merchant are participants in the loyalty program, the loyalty switch (212) also executes a loyalty process that conforms with the criteria of the loyalty program.

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Inventors:

GEORGE COLLEEN
CAWTHORNE JOHN

Application Number:

PCT/US2003/004719

Publication Date:

April 08, 2004

Filing Date:

February 18, 2003

Export Citation:

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Assignee:

FIRST DATA CORP (US)

International Classes:

G06Q20/38; G06Q30/02; (IPC1-7): G06F17/60

Foreign References:

US20010034720A1	2001-10-25
US20020062253A1	2002-05-23
US5903880A	1999-05-11
US6009415A	1999-12-28
US6424951B1	2002-07-23

Other References: