Title:
UNDERWRITING DIFFICULTY PREDICTION METHOD AND DEVICE, COMPUTER EQUIPMENT AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/041439
Kind Code:
A1
Abstract:
An underwriting difficulty prediction method, comprising: obtaining a proposal form of which underwriting difficulty is to be calculated, and extracting target factors of the proposal form influencing underwriting difficulty; determining a parameter value corresponding to each target factor; carrying out normalization processing on the parameter values to obtain standard parameter values; combining the standard parameter values corresponding to the target factors according to preset rules to be a target vector; taking the target vector as an input of a trained underwriting difficulty prediction model, and obtaining an outputted underwriting difficulty value corresponding to the proposal form, the underwriting difficulty prediction model being trained and obtained by employing a BP neural network model based on historical proposal forms.
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Inventors:
MA XIANGDONG (CN)
GAO XUE (CN)
DING JIE (CN)
LI BIN (CN)
CHEN JIE (CN)
SHAO ZHENGBO (CN)
ZHANG JIE (CN)
GAO XUE (CN)
DING JIE (CN)
LI BIN (CN)
CHEN JIE (CN)
SHAO ZHENGBO (CN)
ZHANG JIE (CN)
Application Number:
PCT/CN2017/104654
Publication Date:
March 07, 2019
Filing Date:
September 29, 2017
Export Citation:
Assignee:
PING AN TECH SHENZHEN CO LTD (CN)
International Classes:
G06Q10/00
Foreign References:
| CN103456163A | 2013-12-18 | |||
| CN106682743A | 2017-05-17 | |||
| CN102436629A | 2012-05-02 | |||
| US20040220839A1 | 2004-11-04 | |||
| US20060047540A1 | 2006-03-02 |
Attorney, Agent or Firm:
ADVANCE CHINA IP LAW OFFICE (CN)
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