Title:
UNIVERSAL LOYALTY PROGRAM DEVICE
Document Type and Number:
WIPO Patent Application WO/2012/135471
Kind Code:
A3
Abstract:
A universal loyalty device (e.g., fob) associated with multiple loyalty programs. The universal loyalty fob could be in the form of a card, or another form factor. A user may register several existing loyalty programs/cards and payment cards with the universal loyalty fob, which can be scanned at a POS terminal. A third party may manage all the loyalty data through the universal loyalty fob, and may provide real-time discounts at the POS terminal. The universal loyalty fob may also be used to redeem points or rewards towards a purchase. Additionally, all recorded purchase and loyalty data may be made available to participating merchants. This data may be used to evaluate competitor merchants' market share or evaluate the efficacy of specific merchants' loyalty programs.
Inventors:
BLACK JEREMY (JP)
Application Number:
PCT/US2012/031171
Publication Date:
February 28, 2013
Filing Date:
March 29, 2012
Export Citation:
Assignee:
VISA INT SERVICE ASS (US)
BLACK JEREMY (JP)
BLACK JEREMY (JP)
International Classes:
G06Q30/02
Foreign References:
| US20100042517A1 | 2010-02-18 | |||
| KR20070043329A | 2007-04-25 | |||
| US20090299846A1 | 2009-12-03 | |||
| KR20090016353A | 2009-02-13 |
Attorney, Agent or Firm:
WARD, John P. (LLP77 West Wacker Drive, Suite 310, Chicago Illinois, US)
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