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Patent Searching and Data


Title:
VTM-BASED TRANSFER METHOD AND DEVICE, SERVER, AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/134218
Kind Code:
A1
Abstract:
Disclosed is a VTM-based transfer method. The VTM-based transfer method is applied to a server which is communicationally connected to a VTM terminal and a remote agent end. The method comprises the following steps: receiving a transfer request triggered by a VTM terminal, obtaining transfer information of the transfer request, and determining, according to the transfer information, whether to trigger an instant manual transfer instruction; if an instant manual transfer instruction is triggered, obtaining information of a user account corresponding to the transfer request, and connecting the user account to the remote agent end; receiving a transfer verification rule determined by the remote agent end according to the transfer information to perform identity verification on a user according to the transfer verification rule; and when it is detected that the identity verification succeeds, providing a user account verification grant and executing instant transfer. Also disclosed are a VTM-based transfer device, a server, and a storage medium. The present application performs transfer verification using different verification rules, so that the risk of VTM-based transfer is reduced.

Inventors:
LI YONGPING (CN)
GAO LINGYUN (CN)
NIU HUA (CN)
LI CHANGBIN (CN)
LING YONGHUI (CN)
Application Number:
CN2018/076376
Publication Date:
July 11, 2019
Filing Date:
February 12, 2018
Export Citation:
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Assignee:
PING AN TECH SHENZHEN CO LTD (518000, CN)
International Classes:
G06Q20/10; G06Q20/38
Foreign References:
CN101650853A2010-02-17
CN104992324A2015-10-21
US20130166447A12013-06-27
Attorney, Agent or Firm:
CENFO INTELLECTUAL PROPERTY AGENCY (201 Auto Electric Power Building, North Zone High-Tech Industrial Park,No.3 Songping Mountain Road, Yuehai Street, Nanshan Distric, Shenzhen Guangdong 7, 518057, CN)
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