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Title:
VTM-BASED TRANSFER METHOD AND DEVICE, SERVER, AND STORAGE MEDIUM
Document Type and Number:
WIPO Patent Application WO/2019/134218
Kind Code:
A1
Abstract:
Disclosed is a VTM-based transfer method. The VTM-based transfer method is applied to a server which is communicationally connected to a VTM terminal and a remote agent end. The method comprises the following steps: receiving a transfer request triggered by a VTM terminal, obtaining transfer information of the transfer request, and determining, according to the transfer information, whether to trigger an instant manual transfer instruction; if an instant manual transfer instruction is triggered, obtaining information of a user account corresponding to the transfer request, and connecting the user account to the remote agent end; receiving a transfer verification rule determined by the remote agent end according to the transfer information to perform identity verification on a user according to the transfer verification rule; and when it is detected that the identity verification succeeds, providing a user account verification grant and executing instant transfer. Also disclosed are a VTM-based transfer device, a server, and a storage medium. The present application performs transfer verification using different verification rules, so that the risk of VTM-based transfer is reduced.

Inventors:
LI, Yongping (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
GAO, Lingyun (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
NIU, Hua (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
LI, Changbin (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
LING, Yonghui (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
Application Number:
CN2018/076376
Publication Date:
July 11, 2019
Filing Date:
February 12, 2018
Export Citation:
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Assignee:
PING AN TECHNOLOGY (SHENZHEN) CO., LTD. (6F Ping An Building, Bagua 3rd Road Bagualing, Futian Distric, Shenzhen Guangdong 0, 518000, CN)
International Classes:
G06Q20/10; G06Q20/38
Attorney, Agent or Firm:
CENFO INTELLECTUAL PROPERTY AGENCY (201 Auto Electric Power Building, North Zone High-Tech Industrial Park,No.3 Songping Mountain Road, Yuehai Street, Nanshan Distric, Shenzhen Guangdong 7, 518057, CN)
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