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Patent Searching and Data


Title:
DATA PROCESSING METHOD AND SYSTEM BASED ON ASYNCHRONOUS PRE-AUTHORISATION AND OFFLINE DATA AUTHENTICATION
Document Type and Number:
WIPO Patent Application WO/2021/147294
Kind Code:
A1
Abstract:
The present invention relates to a data processing method and a system thereof. The method comprises: when entering a station, acquiring card information and station entering information; if the station entering scene is in an online state, then uploading information online to an industry backend, the industry backend initiating a pre-authorisation request; if the station entering scene is in an offline state, then saving the information locally and uploading after going online; when exiting a station, acquiring card information and station exiting information; in an online situation, uploading information to the industry backend; if offline, then saving the information locally; the industry backend determines whether there is a pre-authorisation success record and, if so, then initiates a pre-authorisation completion transaction and, if there is no pre-authorisation request, then initiates a real-time transaction request. The present invention can reduce the transaction time consumption and prevent disconnection from affecting the transaction.

Inventors:
DING LINRUN (CN)
LI CHUNHUAN (CN)
CHEN PENG (CN)
HUANG JIANGMIAO (CN)
XU TIAN (CN)
Application Number:
PCT/CN2020/106272
Publication Date:
July 29, 2021
Filing Date:
July 31, 2020
Export Citation:
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Assignee:
CHINA UNIONPAY CO LTD (CN)
International Classes:
G07C9/27; G06Q20/10; G07B15/04
Foreign References:
CN108234517A2018-06-29
CN110223398A2019-09-10
CN107871353A2018-04-03
US20180349901A12018-12-06
Attorney, Agent or Firm:
CHINA PATENT AGENT (HK) LTD. (CN)
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